A Track Record of Success Since 1980
Lufkin Creditor Harassment Attorney
Helping Clients With Creditor Harassment in East Texas
If you have fallen behind on paying your bills, a debt collector is probably pursuing you. Many people who are being harassed by their creditors do not realize that there are many federal and state laws designed to protect them from debt collector abuse.
At the Law Offices of W. David Stephens, we can put an end to creditor harassment and ensure that you are compensated for any unfair treatment you have received. Our Lufkin creditor harassment lawyer has over four decades of experience helping countless individuals get relief from abusive debt collectors.
Call (936) 298-5388 today for a free consultation. Let our team help you end debt collector harassment.
Understanding Creditor Harassment
Under the Fair Debt Collection Practices Act (FDCPA), it is unlawful for debt collectors to act in any way that is considered to be abusive, deceptive, or unfair.
There are a variety of types of conduct prohibited by the FDCPA, including:
- Calling someone excessively
- Using threats of violence or harm
- Using obscene or profane language
- Lying about the amount of money owed
- Publishing a list of names of people who refuse to pay their debts
- Telling people they will be arrested if they do not pay their debts
- Making false statements to try to scare an individual into paying
- Using a fictitious company name
- Giving false credit information about someone to anyone else
- Sending anything that is meant to look like an official court or government document
- Adding fees, costs, or interest to a debt without legal authorization
- Depositing a post-dated check prior to the date listed on the check
Those who have been mistreated by debt collectors may be able to file a lawsuit against them. It is best to consult with a qualified lawyer to find out if this action is possible and appropriate for your specific situation.
Contact Our Credit Harassment Attorney in Lufkin Today
If you feel that a debt collector has violated your rights, contact our Lufkin creditor harassment attorney right away. We can help you fight back against abusive and unfair debt collection agencies. Our team helps clients throughout all of East Texas including, but not limited to, Angelina, Nacogdoches, Houston, Polk, Trinity, and Shelby.
Let us help you stop creditors from harassing you. Call (936) 298-5388 now or contact us online. Our bankruptcy attorneys in Lufkin are ready to answer your questions.
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"My Aunt needed help filing for bankruptcy. She is 73. He took the time to explain everything, so she completely understood the process. He was always quick to respond to my emails with any questions we had."Debbi S.
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"I just wanted to let you all know how much we do appreciate all you have done for us. You have been very kind and considerate to us through all our trials."Sharron W.
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"We tried so hard to make it and ran into trouble. Coming to you was the right thing to do. You and all your people were so kind and good to us. We felt "yes" we could hold on. All of you gave us back that hope."Harold & Mary M.
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W. David Stephens"In the mid-1990s, I became so overwhelmed with the volume of new bankruptcy clients that I had to give up my trial practice to concentrate full-time as a bankruptcy lawyer. I have exclusively concentrated on consumer and business bankruptcy cases since that time.
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I was awarded a Board Certification in Consumer Bankruptcy Law by the Texas Board of Legal Specialization in 2001, and I have been so certified ever since."
Take the Next Step
Call (936) 298-5388 today and schedule your free consultation with a Board Certified Consumer Bankruptcy Lawyer.